Closings Open the Door To Your New Kenai Home

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Surprises can be
a lot of fun. Being blindsided when friends throw you a surprise birthday party
is a fine example. Getting an unexpectedly large tax return is another. But
when you’re about to close escrow on a new Kenai home,
surprises are the last thing you need.

One of the most
important services I provide as your experienced Kenai
real estate agent is to be there to help you sail through the process of a
surprise-less closing. Even so, it’s important for you to review some basics of
the steps we need to accomplish in advance. I consider it ‘surprise insurance’
for a successful closing.

Financing

Proper financing
is the first step in being able to close on the home you’ve just fallen in love
with. Ideally, this was arranged before you even began looking at Kenai homes for sale, but if you waited, time to
get that financing secured is ASAP.  I
help my clients pre-qualify for a loan well before we make it into escrow.

Appraisal

Equally vital is
getting the subject property appraised by an experienced Kenai Peninsula professional. This will give you the true
value of the property. Even after you’ve fallen in love with a home (or maybe especially
after), you need assurance that the price you are paying is what it is worth.
As important, that appraisal will be one of the key points helping the bank
decide to issue your loan.  I can help
with a referral to a qualified professional (if the bank doesn’t require their
own appraiser).

Title

Finally,
selecting and hiring a reputable Kenai Peninsula title
company can help make the process of closing go much more smoothly.  This allows all of the parties to be
protected through the entire closing process. Neglecting this important step
can lead to surprises in the final closing – exactly what we’ve been working to
avoid. It will also be important that you check every line of the estimated
closing costs when presented – small mistakes here can cause big problems
later, so plan your day to allow time to review the important parts of those documents.

When your preparations have
included these steps, you will find yourself well prepared to close your escrow
without a hitch. And no surprises. If you are considering looking at homes to
buy on the Kenai Peninsula, call me anytime – if you have
questions, I have answers!

Real Estate Websites by Cherie Young